Jersey Mortgage is a pioneer in the residential mortgage industry, with roots going back to 1930. We're committed to making your home buying experience as easy and affordable as possible. This commitment also extends to our employees, each of whom has an average tenure of over 8 years with the company. Our level of dedication to our customers is unheard of in the industry today.
We realize that our business is a business of referrals, and that providing you with prompt and professional service is how we stay in business. This is illustrated every day by the referrals we receive from past clients, realtors, attorneys, financial planners, and other companies associated within the mortgage industry. These referrals provide you with confidence that you are working with a company you can trust.
Contact me today at 973-202-0400 with any questions you may have.
Most knowledgeable and trusted lender
Thank you so very much BRUCE SILBERMAN for all your patient. Almost three years we worked together because I could decide for any home to buy. Finally, I found my dream house, but I couldn’t have done it without all your help. You patiently guided me through all this process and answered all my questions. It didn’t matter the time or day I called you, you were always available. You are the number one lender to me, honest, very professional and organize. Your service was amazing, and it didn’t matter if anyone could have offered a better deal, I was so pleased with all the knowledge and competence you offered me that no one could have changed my mind. I placed all my trust in you and I want other to know how easy is to put their trust on you. I will forever recommend you as the best lender to everyone. Thank you for treating me as people rather than just home loan customers. Thank you for treating me and my family like your family. No doubts, you stand above the rest. Thank you.
Several months ago my wife and I decided to sell our current home and purchase a new one. Not wanting to deplete our savings, we went about the process of securing a mortgage company. After several phone calls and a great deal of high pressure sales, I called Jersey Mortgage and was referred to Bruce Silberman. Bruce had a calming effect on me answering in great detail the many questions I had. After our initial conversation I knew I found the right person to guide me through the mortgage acquiring process. I believe I called him a kindred spirt.
As time went on coupled with the far too many required documents, Bruce kept me straight and going in the right direction. It had been a long time since I had applied for a mortgage and with so many changes; Bruce guided us through step by step with a great deal of patience. When we were down to the wire and our closing date was in jeopardy, I was receiving e-mails from Bruce after 10:00 at night with updates putting my mind at ease that the settlement was going to happen the next day.
Aside from being a genuinely nice man, Bruce thoroughly knows the mortgage business and is a true asset to Jersey Mortgage Company. I am happy to personally recommend Bruce to my friends or anyone else to handle their mortgage needs. He is a pleasure to work with.
Mr. Bruce Silberman is unequivocally the preeminent partner one can have for acquiring a new mortgage or for navigating experienced homeowners through the complicated process of refinancing an existing mortgage.
Recently, Mr. Silberman was our “go-to” independent mortgage broker for refinancing our home. The moment we had the new loan in, we quickly worked with Mr. Silberman to refinance a second rental property , for which we realized a savings of approximately $500/ month.
Bringing years of experience as a mortgage broker to the effort, Mr. Silberman provides unparalleled customer service by partnering with the borrower and ushering his clients through each step. Whether it is identifying a lender with the lowest possible mortgage rate, assisting in completing loan documents, or providing and collecting the full list of financial statements required by the lender, Mr. Silberman is with his clients through each stage.
Most important of all, Mr. Silberman does his very best to ease the process for his clients by providing close, personal service with frequent communication –phone calls and emails. Following the 2008 economic meltdown, mortgage lenders became increasingly anxious about making new loans, muddling an already difficult process, but Mr. Silberman uses his expert knowledge to simply the activity as much as possible and eases his clients through the entire effort
Without question, Mr. Silberman is the man to have at your side as you seek a new mortgage or look to refinance existing properties. Not only would we enlist his assistance for all future mortgages, he also has our highest possible recommendations to anyone seeking a highly experienced and customer-oriented professional.
Timing is everything when it comes to real estate and financing. With home prices and home mortgage rates so low, there’s never been a better time to refinance your current loan, purchase a second home or explore First Time Home Buyer Loans.
There’s also never been a more important time to look beyond the promise of low rates and get your home loan from a mortgage company you can trust; one with a proven record of unsurpassed customer service and an established reputation. Whether you’re in the market for fixed rate or adjustable mortgage rate terms, our award-winning mortgage company in NJ can customize the right mortgage package just for you.
Because we’re a direct lender, we’re able to offer programs and services that others can’t; like direct in-house underwriting, FHA, USDA, VA, First Time Home Buyers, and other home loan programs. And, we have established relationships with all the major financial lenders so you get exactly the right loan package for your needs.
Explore the benefits of our First Time Home Buyer programs and see what unique advantages exist for new home buyers.
FHA refinance and other FHA loans are ideal for families who have a compromised or non-existent credit history
When a traditional home loan isn’t an option, and you’ve found a home in an eligible county, a USDA Rural Housing Loan is an option.
The VA Home Loan program helps Veterans acquire homes with almost no “red tape” and extremely flexible guidelines.
With mortgage refinancing, you can free up cash to pay down debt or even invest in other real estate
There are many mortgage options available to suit almost every type of borrower., including Jumbo Loans and more.